Stop Foreclosure, Wage Garnishments, Bank Attachments and Collection Calls.

Maryland bankruptcy attorneys

If you are reading this you likely have been worried and frightened about your financial situation for some time. You’ve worked hard, paid your bills and built up your credit rating. Then something happened… you or your spouse lost a job or got divorced, maybe a family member got cancer or you had an accident and could not work. Now you find yourself in a real mess with few if any options. Don’t feel embarrassed, you are not the first and you are not alone. Because bad things happen to good people, Congress passed the bankruptcy laws. These laws can forgive some or all your personal debt to help you start over. Our office can assist with the filing of Chapter 7, Chapter 11 and Chapter 13 Bankruptcies.

We know exactly how to prevent you from losing your house or car or losing your wages to garnishment and how to stop harassing collection calls. We are totally dedicated to helping people get a fresh financial start and we can help you.

What Happens After Bankruptcy?

A bankruptcy discharge is a powerful event because it releases the individual who filed for bankruptcy from liability for certain debts. The discharge is essentially a legal order prohibiting creditors from making any future collection efforts, and it ultimately has the power to make life after bankruptcy much easier for those who have filed. But what about creditors who fail to honor the bankruptcy discharge? Most times this type of violation is referred to as creditor harassment after bankruptcy, and it can really get in the way of the relief that bankruptcy is supposed to provide. Fortunately, creditor harassment laws are in place to protect people from precisely this type of harassment.

A bankruptcy discharge should stop creditors from continuing or bringing any new action against the person who received the discharge. Generally, this means that creditors cannot collect or recover certain debts, nor can they offset a discharged debt from the individual’s property. Moreover, once a bankruptcy is discharged, creditors are prohibited from harassing or threatening individuals, and also from selling a discharged debt to another collection agency. Many creditors ignore these broad prohibitions, however, and effectively violate the bankruptcy discharge. And, when this happens, victims of the discharge violation may have legal recourse.

Contact A Bankruptcy Attorney

Call us today to discuss your case 410-234-2621.
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