Car Accident Damages and Compensation
Being involved in a car accident can create chaos in your life. If the accident is serious, your car will be damaged, and you can’t drive. In addition, if you are injured in the accident, you will be in pain, and if your injuries are serious enough that they prevent you from going to work, resulting in lost wages.
If you are involved in an accident, you should call a car accident attorney in Maryland.
Maryland Car Accident Law
Maryland is an at-fault state, meaning that the person who caused the accident is responsible for compensating the other driver. There are three ways to pursue compensation, including:
- You can file a claim against the other driver’s insurance company.
- You can file a personal injury claim against the other driver.
- You can file an uninsured motorist claim if the other driver doesn’t have car insurance.
If you plan to file a personal injury claim against the other driver, it is best to hire a car accident lawyer Maryland.
Because you didn’t cause the accident, you shouldn’t be responsible for the financial costs due to the accident. The other driver is responsible for compensating you for the following:
- Repairs to your vehicle
- Your medical bills
- Lost wages if your injuries prevent you from working.
- Pain and suffering
Insurance policies have limits based on the level of protection drivers need, and the amount drivers have to spend on their premiums. According to the Maryland Department of Transportation Motor Vehicle Administration, all drivers must be insured and meet the insurance minimums of:
- $30,000 for bodily injury
- $60,000 for two or more people
- $15,000 for property damage
If the at-fault driver doesn’t have enough insurance to cover your financial costs, a car accident attorney Maryland can file a personal injury claim on your behalf, allowing you to be fully compensated after the accident.
After the Accident
You should call the police immediately after the accident and ask any drivers or pedestrians who saw the accident to wait for the police. The police can add the witness statements to the accident report, proving you weren’t at fault. This will be essential if the other driver claims you are at fault.
If you were injured in the accident, you should have your vehicle towed and take an ambulance to the hospital. It’s a good idea to get checked out even if you aren’t in too much pain because the adrenaline after the accident can prevent you from feeling pain right away. Finally, you should call a Maryland car accident lawyer.
How Can a Lawyer Help?
Immediately after the accident, the at-fault driver will contact their insurance company. Shortly after, the insurance company will contact you to offer a settlement. The call will often come before you know the full extent of your injuries, and the settlement offered will be less than you deserve.
If you hire a Maryland car accident attorney right after the accident, you can have them call your lawyer, who will negotiate the settlement.
If the settlement negotiations fail, your lawyer can file a personal injury claim, ensuring you are fairly compensated. In this case, you will need your attorney to prepare a strong case against the at-fault driver, using the following evidence.
- The accident report
- Witness statements
- Photos of the accident scene
- The estimate to repair your vehicle
- Your medical bills and reports
- Documents from your employer regarding lost wages
When your court date arrives, your lawyer will present the evidence they gathered to the court. Your attorney will give an opening statement and a closing argument. In addition, they will also question witnesses on your behalf and cross-examine witnesses for the at-fault driver.
A car accident can throw your life off track, and the Law Offices of Kim Parker can help. Our Maryland car accident attorneys can review the circumstances of the accident and the evidence to ensure you have a case and to determine the amount of money you deserve.
Our Maryland car accident lawyers will work hard to ensure you receive the compensation you deserve. We will also be there to keep you updated on the status of your case and will do everything we can to prevent delays, allowing you to get the money you need as quickly as possible.